It is important to appreciate how being an expat affects your plan for retirement. It can unlock new levels of affluence in the years ahead. Planning for retirement can often mean adjusting your plans to market conditions, your changing lifestyle and life events. Synergy Wealth provides advice and guidance on organising your assets and income, providing for your needs in those later years.
Whether you are at the start of your journey, or have a pension in place, as expat it is important to understand the options available to you.
We can help with the management and consolidation of existing pensions.
A saving and investment vehicle designed for expats and international workers, but there is no one-size-fits-all. We can advise you on the right choice for you.
We can guide you in areas such as UK National Insurance, Superannuation, CPF investments and the Singapore Retirement Scheme.
Retirement is something which eventually comes to us all, but the last few years of your working career can disappear in a flash. The earlier you start planning, the more control you retain and the greater visibility on what you will enjoy in retirement.
Projecting investment returns, the cost of living and income requirements in retirement should start many years in advance. Analysing your cash flow in various scenarios allows you to make adjustments in the short-term which have significant long-term benefits. Walking into retirement with high expectations but no preparation can be a recipe for disaster. We remove that risk.
We all have a different tolerance to risk which is often dictated by assets, investments, and regular income. Here at Synergy Wealth, we avoid the one-size-fits-all approach, preferring to look at each client as an individual. Regular reviews ensure that your retirement plan will always reflect an appropriate, personalised attitude to risk.
When it comes to your investments, it is important to recognise the value of post-retirement financial advice. Here at Synergy Wealth, we appreciate that your retirement date is just the start of a new chapter in your life. This chapter is a blank page, ready for you to live your dreams and enjoy retirement in a bubble of financial security.