As an insurance specialist, we provide advice and guidance on all forms of personal insurance, an integral part of long-term financial planning. We’ll find the right balance between protecting existing assets and income.
Insurance cover is one of those necessities often discounted and undervalued until needed, then it’s priceless. Don’t leave anything to chance.
Leave a financial legacy on your death with life insurance, pay off loans, mortgages and leave your family with a financial nest egg.
Create a financial safety net with income/critical illness protection, covering housing and everyday expenses when you’re unable to work.
Protect the health and well-being of your loved ones with family medical insurance, guaranteeing treatment when required, which can be an additional challenge as an expat.
We prefer not to take a one size fits all approach. We tailor insurance solutions around your personal needs. Cost-effective and more efficient, this provides much needed peace of mind.
Finding that sweet spot between underinsured and over-insured is crucial - we won’t push unwanted insurance to you. Regular reviews and adjusting cover going forward ensures that you maintain maximum value for your money.
We assist in establishing financial stability for your loved ones, creating peace of mind and practical support as your lasting legacy. Adjusting your insurance cover to reflect your change in lifestyle is critical, an area in which we have great experience.
Life insurance allows you to provide for loved ones in the event of your death, paying off mortgages, covering debts and providing a financial nest egg. We will advise on levels of cover required for your situation, changes on the horizon and any adjustments which need to be made.
While employees receive mandatory sick pay in Singapore, the level will depend upon your status and duration of employment. Even in a best case scenario, long-term illness can seriously impact your household income and ability to cover everyday expenses. Critical illness cover provides financial assistance until you have recovered, providing protection in times of need.
Income protection insurance is one of the most undervalued and underused types of insurance cover. We provide solutions for homes, cars and regular income should the worst happen. It’s a hard thing to talk about, but the flexible nature of income protection insurance means that we can arrange to cover a percentage of your monthly income if you are unable to work for a certain period of time due to illness.
There are many other types of insurance solutions available, covering medical costs, specific assets such as luxury goods/art, and more. You may already have medical insurance through your employment - we will review this as it can be restrictive and may not extend to your family.
As an insurance specialist in Singapore, if we don’t have the in-house connections we have a number of trusted parties to advise and guide us on the way ahead.